What You Need to Know About the Basics of Home Warranties

Home Warranty, Amie Hathaway, Realtor, RE/MAX Realty Findlay

Whether you are a buyer or a seller, you need to know the basics of home warranties.  If would like suggestions for home warranty providers in your area, please give me a call at 419-619-5002 or get in touch by email and I would be happy to get you a list of suggested home warranty providers in your area.

What Is a Home Warranty?Home Warranty, Amie Hathaway, Realtor, RE/MAX Realty Findlay

A home warranty is a special insurance policy that covers certain home repairs for a specified amount of time.  Typically, a home warranty is a one-year service contract designed to protect the family budget from unexpected, costly repairs on home systems and appliances.

What is Usually Covered by a Home Warranty?

There are several plans and options on the market so you can choose the policy that best suits your home’s specific requirements.  Basic plans typically include coverage for: kitchen appliances, water heaters, plumbing, electrical, heating system, ductwork, instant hot water dispenser, whirlpool bath motor, pump assemblies and more.  Optional items covered can range from well pump, air conditioning, kitchen refrigerator, washer/dryer, pool/spa equipment to much more.  Plans and optional covered items vary in geographic areas and are detailed in your home warranty contract.

Does the Insurance Provider Need to Be Contacted First When Items Fail or Can a Technician Be Contacted Directly for the Repairs?

Typically, you will need to contact the insurance provider first in the case of item failure.  Your insurance provider can save you time, energy and money by supplying you a list of qualified, licensed and approved technicians in your area.

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